Title Review

A title review lays a solid foundation for any real estate transaction. As a private lender, this comprehensive review of a property’s ownership history protects your interests by ensuring no unseen obstacles could jeopardize your investment. Private Lender Law, through Private Lender Title, provides nationwide title and title insurance reviews to secure your transaction.

Importance of Accurate Lenders Title Insurance

As a private lender, a title defect can jeopardize the loan and your investment. Discovering encumbrances such as liens — or legal interest held by a creditor on a piece of real estate — means that property can’t be sold freely until the debt is paid off. Title insurance protects your loan from hidden title defects.

Private Lender Law is an expert in reviewing title documents for accuracy and understanding the regulations governing title insurance and real estate transactions.

Correct and accurate title insurance is crucial to any closing. It mitigates your lending risk by protecting your investment from encumbrances that could endanger the property’s value. Our team will thoroughly examine your title insurance policy and the underlying documents for accuracy so they can effectively protect you from potential losses due to defective titles. We also ensure they reflect the most up-to-date laws and regulations that may affect property rights and title status.

Private Lender Law's Approach to Title Review

At Private Lender Law, we stand out in proper title review work. We provide a tailored approach that carefully handles every aspect of the title. This attention to detail enhances your title insurance coverage in numerous ways to protect your interests in real estate transactions.

Negotiating to Remove Standard Exceptions

Title insurance policies often include standard exceptions — issues insurance will not cover. Private Lender Law will negotiate on your behalf, working diligently to remove or narrow the scope of any exceptions. This provides broader and more comprehensive policy coverage for our clients.

Adding State-Specific Endorsements

State-specific endorsements ensure your policy is relevant to the laws and regulations of the state where your property is located. We can negotiate to modify the insurance policy to meet the specific requirements and risks unique to a particular state, providing you with additional protections.

Ensuring Lender's First Lien Position

If the subject property is pledged as collateral, lenders with a first lien position have the highest priority claim on the asset if it is sold to cover debts. Our thorough title review and title insurance process puts you in that first lien position. Our goal is to protect your investment if the borrower defaults, minimizing the financial impact by ensuring you get paid before other creditors.

Why Trust Private Lender Law?

Private Lender Law provides meticulous title review services to private lenders nationwide. Our expertise and diligence allow you to sidestep unnecessary headaches and obstacles in real estate transactions and ensure your investments are backed by a solid, reliable title insurance policy.

As a client-first law firm, we tailor our legal services to your goals and offer expert guidance to navigate the complex world of property transactions.

Reach out for Accurate Real Estate Title Reviews

Let Private Lender Law handle the title insurance process on your behalf. We will fiercely negotiate to provide you with the most comprehensive coverage and favorable terms. Our diligence streamlines real estate transactions and protects your interests. Reach out to us online or call 1-212-536-3529 to learn how we can assist with all your title review needs.